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At Loan 24 Hrs, we value your privacy and are committed to protecting your personal and financial information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you use our website (https://loan24hrs.com/) and services.
By using our website and applying for loans through our platform, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using our services.
1. Information We Collect
We collect the following types of information when you interact with our website or apply for a loan:
a) Personal Information
- Full Name
- Contact Details (Phone Number, Email ID, Address)
- Date of Birth
- PAN Card, Aadhaar Card, or Other Identity Proof
- Employment Details (Company Name, Job Role, Salary)
b) Financial Information
- Bank Account Details
- Income Details
- Credit Score & Credit History
- Loan Requirements (Loan Amount, Loan Type, Tenure, etc.)
c) Technical & Usage Information
- IP Address
- Browser Type & Device Information
- Website Usage Patterns
- Cookies & Tracking Data
2. How We Use Your Information
We use the collected data for the following purposes:
- Loan Processing & Verification: Sharing your information with partner banks/NBFCs to assess loan eligibility.
- Communication: Sending loan updates, offers, and important notifications via phone, SMS, email, or WhatsApp.
- Improving Services: Enhancing user experience, website performance, and fraud prevention.
- Legal Compliance: Meeting regulatory requirements and preventing financial fraud.
3. Information Sharing & Disclosure
We DO NOT sell, rent, or trade your personal information. However, we may share your data with:
- Banking & NBFC Partners to process and approve your loan applications.
- Regulatory Authorities when required by law or legal processes.
- Service Providers for website maintenance, analytics, and marketing.
4. Data Security Measures
We implement strict security measures to protect your data:
- Encryption: All sensitive information is encrypted to prevent unauthorized access.
- Secure Servers: Data is stored on secured cloud-based servers with firewall protection.
- Access Control: Only authorized personnel have access to your personal and financial data.
Despite our efforts, no data transmission over the internet is 100% secure. You agree that Loan 24 Hrs is not responsible for unauthorized access due to cyberattacks beyond our control.
5. Cookies & Tracking Technologies
We use cookies and tracking tools to:
- Improve website functionality and user experience.
- Track visitor behavior to enhance our services.
- Deliver personalized content and advertisements.
You can disable cookies in your browser settings, but some website features may not work properly.
6. Your Rights & Choices
You have the right to:
- Access & Update Your Information by contacting us.
- Opt-out of Marketing Communications at any time.
- Request Data Deletion if you no longer wish to use our services (subject to legal retention policies).
7. Third-Party Links
Our website may contain links to third-party websites (e.g., banks, financial institutions). We are not responsible for their privacy policies, terms, or practices. Please review their policies before sharing your data.
8. Changes to Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page, and continued use of our website means acceptance of the updated policy.
9. Contact Us
For any privacy-related concerns, please reach out to us:
📧 Email: Anjeshbundela@gmail.com
📞 Phone: +91 9311396397
🌐 Website: https://loan24hrs.com/
By using our website, you acknowledge and consent to our data collection, usage, and protection practices as described in this Privacy Policy.