Terms & Conditions

Terms & Conditions

Last Updated: 24/02/2025

Welcome to Loan 24 Hrs! By accessing and using our website (https://loan24hrs.com/) and loan services, you agree to comply with the following Terms & Conditions. Please read them carefully before using our services or applying for any loan.

1. Introduction

Loan 24 Hrs is a financial service provider that facilitates loan applications for individuals and businesses. Our services include:

  • New Car Loans
  • Used Car Loans
  • Overdraft (OD) Limit for Salaried Persons
  • Personal Loans
  • Business Loans
  • Home Loans
  • Loan Against Property

By using our website and services, you acknowledge and agree to abide by these terms. If you do not agree with these terms, please refrain from using our services.

2. Eligibility Criteria

To apply for a loan through Loan 24 Hrs, you must:

  • Be a citizen of India and at least 18 years old.
  • Have valid identity proof, address proof, and income proof as required.
  • Meet the specific loan eligibility criteria set by banks/NBFCs (Non-Banking Financial Companies).
  • Provide accurate and truthful information during the application process.

3. Loan Approval & Disbursement

  • Loan approval is solely at the discretion of the lender (bank/NBFC) and is subject to verification of your documents and creditworthiness.
  • Loan 24 Hrs does not guarantee loan approval, as it depends on the lender’s assessment.
  • Interest rates, loan tenure, EMI options, and other terms are determined by the respective lender, not by Loan 24 Hrs.
  • Loan disbursement timelines vary depending on lender processing and applicant compliance.

4. Fees & Charges

  • Loan 24 Hrs does not charge any upfront fees for loan applications.
  • Any processing fees, prepayment charges, or foreclosure penalties are determined by the respective lender.
  • Applicants are advised to carefully review all loan-related charges before accepting a loan offer.

5. User Responsibilities

By using our services, you agree to:

  • Provide accurate and complete information during the loan application process.
  • Not engage in fraudulent or illegal activities while using our services.
  • Use our website and services lawfully and ethically.
  • Keep your login credentials and personal information confidential.

Loan 24 Hrs reserves the right to deny service, suspend accounts, or take legal action if fraudulent or misleading information is found.

6. Privacy & Data Protection

  • We collect and store your personal and financial information as per our Privacy Policy.
  • Your information may be shared with our lending partners (banks/NBFCs) for loan processing.
  • We take strict security measures to protect your data but are not liable for any data breaches or cyberattacks beyond our control.

7. Disclaimer & Limitation of Liability

  • Loan 24 Hrs is not a lender but acts as a facilitator connecting borrowers with banks/NBFCs.
  • We do not guarantee loan approvals or the lowest interest rates. Loan terms are set by the lender.
  • Loan 24 Hrs is not responsible for financial losses, penalties, or damages incurred due to loan-related decisions made by the applicant.
  • We are not liable for delays, rejections, or changes in loan terms imposed by banks/NBFCs.

8. Third-Party Links & Services

  • Our website may contain links to third-party websites, including banks and NBFCs.
  • Loan 24 Hrs is not responsible for the content, policies, or services of third-party websites.
  • Customers are advised to review third-party terms and conditions before engaging with them.

9. Intellectual Property Rights

  • All content, logos, text, images, and trademarks on this website are the property of Loan 24 Hrs.
  • You may not copy, modify, distribute, or reproduce any content without prior written permission.

10. Amendments to Terms & Conditions

  • Loan 24 Hrs reserves the right to modify, update, or change these terms at any time without prior notice.
  • Continued use of our services after changes implies acceptance of the updated terms.

11. Governing Law & Jurisdiction

  • These terms are governed by the laws of India.
  • Any disputes shall be subject to the jurisdiction of courts in [City/State].

12. Contact Us

For any queries regarding these Terms & Conditions, feel free to contact us:

📧 Email: Anjeshbundela@gmail.com

📞 Phone: +91 9311396397
🌐 Website: [https://loan24hrs.com/]

By using Loan 24 Hrs, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.